Tired of Low
CD Rates?
Lock in a Better Rate—Without the Risk
If you have money sitting in a CD, savings account, or recently rolled over, it may be time to explore a smarter alternative. Multi-Year Guaranteed Annuities (MYGAs) offer fixed, predictable growth with no market exposure.
- Current Rates Available:
- 3-5 year rate locks of over 5% guaranteed*
Why Consider a MYGA?
- Guaranteed rates for a set term
- No fees or market exposure
- Tax-deferred growth
- Some liquidity options available
- Death benefit avoids probate
If you’re a conservative saver looking to grow your money with less risk, a MYGA may be the perfect fit.
How Does It Compare to a CD?
| Feature | MYGA | CD |
|---|---|---|
|
Tax-Deferred Growth |
✅ |
❌ |
|
Access to Funds |
✅ (partial withdrawals often allowed) |
❌ (penalties common) |
|
Avoids Probate |
✅ |
❌ |
Set a no-obligation appointment with Fraga Financial Group to learn more.
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