A NEW 35% BONUS OPPORTUNITY!

Protect what you've accumulated. Create future income. Take advantage of a new bonus opportunity.

With continued market volatility, economic uncertainty, and world events creating questions about what could happen next, you may be thinking differently about how much of your retirement money you want exposed to market downturns.

Fraga Financial Group is currently scheduling complimentary appointments to discuss a retirement strategy designed to combine principal protection, tax-deferred growth potential, lifetime income, and a 35% bonus opportunity.

WHAT COULD A 35% BONUS MEAN FOR YOU?

For example, with a qualifying: $100,000 CONTRIBUTION an additional

$35,000

may be credited to your Protected Income Value (PIV)—the value used to calculate future lifetime income.* The bonus is just one of several features worth exploring.

PROTECTION FROM MARKET DOWNTURNS

Your principal and previously credited interest are protected from market downturns.

When the market falls, you aren't directly participating in those losses.

TAX-DEFERRED GROWTH POTENTIAL

You can allocate your premium among multiple index allocation options or a fixed allocation, providing different ways to pursue credited interest without directly investing in the market.

Any interest credited to the contract grows tax-deferred until withdrawn.

LIFETIME INCOME

When you're ready to begin taking retirement income, the strategy provides flexible lifetime withdrawal options, subject to contract provisions.

Your lifetime withdrawal payments may also have the opportunity to increase following crediting periods in which the contract earns interest.

ADDITIONAL INCOME WHEN YOU MAY NEED IT MOST

Under qualifying circumstances and subject to contract provisions, an enhanced income benefit may provide additional annual income if certain confinement or activities-of-daily-living requirements are met.

A BENEFIT FOR YOUR LOVED ONES

The strategy also provides a death benefit, helping you leave something behind for your beneficiaries.

IS IT TIME TO TAKE ANOTHER LOOK?

If you’re already a Fraga Financial Group client, there may be new options available today that weren’t part of your previous retirement conversations.

And if you attended one of our seminars in the past but didn’t move forward, the timing may not have been right then.

But your circumstances may have changed.
The markets have changed.
The world has changed.

And now there's a

35% BONUS

that may make this worth another conversation.

Schedule a complimentary appointment with Fraga Financial Group.

We’ll explain how the bonus works, answer your questions, and help you determine whether this strategy may be appropriate for your retirement goals.

The Crescent at Primera
255 Primera Blvd., Suite 160
Lake Mary, FL 32746

Millenia Office
4700 Millenia Blvd., Suite 175
Orlando, FL 32839

Resource Square Three
12001 Research Pkwy., Suite 236
Orlando, FL 32826

Celebration Corporate Center
1420 Celebration Blvd., Suite 200
Celebration, FL 34747

Lake Nona
6900 Tavistock Lakes Blvd., Suite 400
Orlando, FL 32827

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